Unitedhealth Group 401(K) Savings Plan

brian 1/17/2020 11:47:40 AM
Plan is well modeled here on Kivalia. We've proxied many of the CIT (closed investment Trusts) with traded options managed by the same team and with similar expenses. I've left out one option - the U.S. Small-Mid Cap Active Equity Fund, as it is a commingled fund being managed by 4 investment teams in weights that aren't pre-specified...just hard to model. The decision to leave out this option is unlikely to negatively impact the quality of the recommendations provided here.

brian 6/26/2021 11:06:51 PM
Plan is correct based on the company's 2019 form 5500 filing. Proxying the collective trusts with publicly traded investment options.

Name	Ticker	Action	Date
Wellington Mid-Cap Opportunities Fund		was added by brian	6/26/2021	Remove
FIAM small Company Commingled Pool Class B		was added by brian	6/26/2021	Remove
Vanguard Mid-Cap Index Fund Admiral Shares	VIMAX	was added by brian	6/26/2021	Remove
Vanguard Institutional Index Fund Institutional Shares	VINIX	was added by brian	6/26/2021	Remove
Vanguard Institutional 500 Index Trust		was removed by brian	6/26/2021
U.S. Large Cap Active Equity Fund		was added by brian	1/17/2020	Remove
WTC-CIF II Emerging Markets Research		was added by brian	1/17/2020	Remove
Vanguard Extended Market Index Fund Institutional Shares	VIEIX	was added by brian	1/17/2020	Remove
Vanguard Institutional 500 Index Trust		was added by brian	1/17/2020
Stable Value Fund		was added by brian	1/17/2020	Remove
Stable Value Fund		was removed by brian	1/17/2020	Remove
Northern Trust TIPS Index Fund Non-Lending		was added by brian	1/17/2020	Remove
State Street Aggregate Bond Index K	ssfex	was added by brian	1/17/2020	Remove
Diversified Active Bond Fund		was added by brian	1/17/2020	Remove
PIMCO All Asset Fund Institutional Class	PAAIX	was added by brian	1/17/2020	Remove
State Street Global ex-US Index K	ssglx	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target Today Fund - Class R6	WOTDX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2010 Fund - Class R6	WFOAX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2015 Fund - Class R6	WFSCX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2020 Fund - Class R6	WFOBX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2025 Fund - Class R6	WFTYX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2030 Fund - Class R6	WFOOX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2035 Fund - Class R6	WFQRX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2040 Fund - Class R6	WFOSX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2045 Fund - Class R6	WFQPX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2050 Fund - Class R6	WFQFX	was added by brian	1/17/2020	Remove
Wells Fargo Dow Jones Target 2055 Fund - Class R6	WFQUX	was added by brian	1/17/2020	Remove
Wells Fargo Target 2060 CIT Class E3		was added by brian	1/17/2020	Remove
American Funds EuroPacific Growth Fund Class R-6	RERGX	was added by brian	1/17/2020	Remove
Vanguard Small-Cap Index Fund Institutional Plus Shares	VSCPX	was removed by brian	1/17/2020
Vanguard Mid-Cap Index Fund Institutional Plus Shares	VMCPX	was removed by brian	1/17/2020
PIMCO All Asset Fund Institutional Class	PAAIX	was removed by brian	1/17/2020	Remove
Vanguard Institutional 500 Index Trust		was removed by brian	1/17/2020
American Funds EuroPacific Growth Fund Class R-6	RERGX	was removed by brian	1/17/2020	Remove
Aberdeen Emerging Markets Fund Institutional Class	ABEMX	was removed by brian	1/17/2020
PIMCO All Asset Fund Institutional Class	PAAIX	was added by Deleted User	7/18/2015	Remove
Vanguard Small-Cap Index Fund Institutional Plus Shares	VSCPX	was added by Deleted User	7/18/2015
Vanguard Mid-Cap Index Fund Institutional Plus Shares	VMCPX	was added by Deleted User	7/18/2015
Vanguard Institutional 500 Index Trust		was added by Deleted User	7/18/2015
American Funds EuroPacific Growth Fund Class R-6	RERGX	was added by Deleted User	7/18/2015	Remove
Aberdeen Emerging Markets Fund Institutional Class	ABEMX	was added by Deleted User	7/18/2015
Stable Value Fund		was added by Deleted User	7/18/2015	Remove